How to play baccarat reading the guide by Gamblino

How to Play Baccarat – Rules, Steps and Tips

Baccarat is a card game with a rich history. It started in Italy and was created by Felix Falguiere, initially called ‘baccara, meaning zero in Italian. It was named since all tens and face cards get a score of zero.

In online baccarat, you wager on the best hand. Baccarat shares similarities with blackjack, but you’ll also find a few differences. For example, you’ll need to place your bet before the deal. In addition, players cannot influence the outcome.

How to Play Baccarat – Steps and Rules to Remember

In online baccarat, you’ll find three sections to place your wagers on the Bank, Player, and Tie. Before we proceed with the steps on how to play, let’s first clarify the differences between these bets:


You’re wagering that the Banker’s hand wins, and it pays 1:1. But a winning Banker’s bet is subject to a 5% commission as it occurs more frequently. You’ll notice this bet on the table that says .95:1 payout.


A Player’s bet is an even-money wager, meaning that a wager of one unit earns another.


A winning bet on a Tie offers the best payout of 8:1, but the odds of winning are too low, so many players skip this option.

With these basic rules on how to play baccarat, you’re now ready to place your bets.

  1. Log in to your casino account, proceed to the Games Lobby, and pick a specific baccarat game.
  2. Launch the game and place your bet. Then, you can click on a token representing your wager amount and click on your bet.
  3. After placing your bet, two cards are dealt to the Player and another to the Bank. The game ads the Player’s and the Bank’s cards to make a sum. Playing cards between 2 to 9 retain their values, while the face cards and 10s are worth 0. 
  4. The hand with a sum of 9 or the closest to this number is the winner. The Tie bet wins if both the Player’s and the Banker’s hands get the same value.

Rules on the Third Card

Traditionally, there’s a third card for the Player if the first two cards are similar or lower than 5. However, there’s an exemption if the Bank’s hand has a sum of 8 or 9. The Banker may receive a third card, but only if the Player gets one.

Play Online Baccarat at Top Indian Casinos

Baccarat remains a popular game with many exciting variants from top software vendors with varying betting limits. Review the rules for playing baccarat to improve your chances and explore the latest variants. 
Once you’re ready to play, check out our recommended Indian betting sites for premium baccarat games.